Introduction
The advancement of Blockchain technology has increased rapidly and many parties, especially local and private companies, are taking part in the blockchain industry. Blockchain technology is a technology for the future, even most people believe that blockchain technology will be needed in the future. satoshi has created advanced technologies, such as secure payments, improvements in e-commerce, and all cryptocurrencies, bitcoin, etc. One of the factors that plays an important role in the development of any platform is online transactions that are safe, reliable, easily accessible. , and also transparent. Additional costs affect all industrial economies but now all this is possible because of blockchain solutions. The presence of Rain Credit can give you a huge advantage in the crypto market, with a promising concept, quality products, and an experienced team needed in the role of developing blockchain projects.

Rain.Credit
Rain.Credit is a BEP20 token on the Binance Smart Chain that acts as an Oracle Aggregator non-custodial Off-Chain Data analyzer that assigns a short Credit rating to a user’s address. This credit rating is used to provide a better collateral factor for lenders and borrowers of digital assets on the rain platform. Rain.Credit is based on the current decentralized lending platform and protocol, but with various changes to bring more innovative designs and experiences.
Rain Credits Features:
- Oracle Analytics Off-Chain
- Digital Trust
- Non Custodian Loans
- Credit score
- Trust Network
- Binance smart chain / ethereum compatible
How rain drops work

RAIN = Amount to borrow + Transaction History / Amount to safeguard
Oracles provide solutions to transparency problems that face many defi projects. By releasing chain information and supplying data in an unchanging manner, Rain.Credit Oracle enables smart contracts to pull data from blocks containing the information needed. The information that Rain.Credit oracle sends will include things that the blockchain cannot track or monitor. This includes payment history of users across multiple chains, real world economic events, government policy changes, and user account history.

Borrow More Assets With Less Collateral
Rain Loans is a non-custodial digital asset lending and lending platform. It is based on a combined protocol with a modified asset pool and the use of Rain + to increase access to additional funds on top of the current secured debt position (CDP) offered by Compound Finance, AAVE & CREAM.
Rain + is an additional token amount that we offer borrowers through our platform without providing additional guarantees, based on their transaction history and ratings from Rain Off-Chain oracle analytics.
Tokenomics
$ RAIN has a simple distribution model. The total supply consists of 800,000 $ RAIN.

The distribution of tokens is as follows:
- 40%: will be sold through presale
- 20%: will be used for project development
- 20%: will be used to provide liquidity and agricultural products
- 10%: tokens will be allocated to the team (For 2 years, these tokens will be locked to instill trust in the community)
- 10%: will be used for marketing

Rain.Credit Roadmap

K2–2021 (Testnet season)
Our focus for the second quarter of 2021 is to equip the platform with Oracle and the Lending platform to work effectively on the testnet in record time. We also aim to further build on the Oracle platform by building a “Trust Network”, which motivates data providers.
- $ RAIN token Presale (read more)
- Exchange List
- Oracle Analytics Off-Chain Aggregation Testnet
- Testnet Loan Platform.
- Testnet Trust Network
- Launch of Betting and Deflation Farming
K3–2021 (Mainnet Season)
Our focus for the start of the third quarter of 2021 is to equip the platform with Oracle and the Lending platform migrating from Testnet to Mainnet in record time. We also aim to further build on the Oracle platform by launching a “Trust Network,” which incentivizes data providers.
- Contract Audit Loan and Oracle
- Oracle Analytics Off-Chain Mainnet
- Mainnet Loan Platform
- Aggregated Data Provider
- Trust Network
- RAIN Oracle Hackathon
K4–2021 (Middleware season)
This quarter will be heavily focused on mid-sized device integration and a period that will appeal to our community with the launch of the RAIN Drop RAIN Governance DAO.
- Oracle Network Release 2.0 (Beyond Aggregation Analysis)
- Off-Chain Oracle Marketplace release supporting multiple chains
- RAIN GraphQL Abstraction Layer Launched
- RAIN DAO Governance
- Release of Off-Chain Asset Management and Monitoring Platform
- Release of Off-Chain Asset Management and Monitoring Platform (One-Click Integration with non-blockchain based platforms)
- Comprehensive API Release and Documentation
K1–2022 (Cross Season)
The First Quarter will see a focus on Cross-Chain integration outside the Ethereum network with the aim of making our services available on various blockchain networks.
- Cross Chain Collateral Loans
- Launch of the Cross-Chain Oracle
- Smart Contract Analysis Platform
- Cross-Chain Trust Score (Outside the Ethereum Network)
- Asset Group Trust Score
- Continuous development and improvement of the Trust Network
- Academic research and publication of the impact of Trust Score in the DeFi sector
Rain’s Credit Team
- Rainbuilder / Lead Developer
- Greetings /
- Drizzle Developer / Community Manager
- Monsoon / UI / UX Designer

Rainbuilder / Main Developer
Blockchain Engineer, Researcher, Developer with more than 10 years of combined experience in the FinTech, Machinge Learning, Data Science and Blockchain Industry.

Regards / Developers
Full stack engineer with more than 5 years experience in the blockchain industry. He is also very fluent in Rust, Python & Golang

Drizzle / Community Manager
Over 3 years experience in crypto, 5 years in customer relations, public relations and presentation skills, great interpersonal and relationship skills

Monsoon / UI / UX Designer
Enthusiasts of decentralized technology. Good Design, Technology and Innovation from Love
Conclusion
Rain.Credit takes the opportunity to create a more trustworthy ecosystem while also providing incentives to participate in borrowing and lending to increase users’ Credit scores. The use of off-chain analysis to build trust in lending and borrowing in the deficit space is something that has not been explored before the loan has been processed. With the ability to use real-life information and events as a factor in decision making, users need not worry too much about credibility, trustworthiness, higher assurance factors, and focus on using their assets to help grow their portfolios while participating in innovative and innovative platforms.
More Information
Website : https://rain.credit/
Telegram: https://t.me/joinchat/UqEl0GyJZ4WkDUWR
Github: https://github.com/Rain-Credit
Medium: https://rain-credit.medium.com/
Twitter: https://twitter.com/rain_credit
Discord: https://discord.com/invite/aEc7NWbU
AUTHOR
Bitcointalk Username : Mame89
Bitcointalk Profile Link : https://bitcointalk.org/index.php?action=profile;u=924342
Telegram: @Mame_89
BNB-20 Wallet Address: 0x079549B932Dd97De3E8EFAFE822b9eF70B77A4Ce